Terms & Conditions

1. About Next Level Ascensions

Next Level Ascensions ("Company," "we," "us," or "our") provides business consulting, funding-access infrastructure, technology, application support, and referral services for coaches, consultants, high-ticket service providers, and other business users.

Next Level Ascensions is not a bank, lender, creditor, loan originator, broker-dealer, investment adviser, credit repair organization, law firm, accounting firm, or tax adviser. We do not extend credit, underwrite or approve financing, set rates or repayment terms, hold applicant funds, or guarantee that any applicant will receive an offer.

2. Business Use and Eligibility

By using the Site or services, you represent and warrant that:

• You are at least eighteen (18) years old and legally capable of entering a binding agreement
• You are acting for yourself or have authority to act for the business or entity you identify
• Your use is lawful, bona fide, and related to legitimate business activity
• All information and documents you provide are accurate, complete, current, and not misleading
• You will promptly correct material inaccuracies and cooperate with reasonable verification requests

3. Services and Scope

Next Level Ascensions may provide one or more of the following, depending on the applicable service agreement:

• Funding education page development, deployment, and integration
• Application intake and referral to independent funding evaluation networks or providers
• AI-assisted and human-supported preliminary qualification or intake review
• Pipeline management, status tracking, and real-time prospect or application notifications
• Administrative coordination and general application support
• Business consulting and workflow integration related to funding-access infrastructure

The exact scope, price, timeline, deliverables, eligibility requirements, and any guarantee are governed by the applicable signed service agreement. Website descriptions are general and do not expand a signed scope of work.

4. Independent Third-Party Funding Providers

5. No Guarantee of Financing or Outcome

Submitting an application, completing preliminary qualification, receiving a referral, or participating in a Next Level Ascensions program does not guarantee approval, financing, a particular offer, improved credit, revenue, sales, profit, or any other result. Results depend on factors outside our control, including applicant qualifications, provider criteria, market conditions, offer quality, sales execution, and timely cooperation.

6. Performance Guarantee Terms

If a written service agreement expressly includes a performance guarantee involving twenty (20) approved prospects, the following minimum conditions apply:

• An "approved prospect" means a prospect who completes the required qualification process, is evaluated through an applicable third-party funding network, satisfies the stated qualification criteria, and has expressed readiness to consider the client's offer. It does not mean the prospect has purchased, closed, funded, or produced revenue.
• The client must timely provide all required materials, maintain an active and commercially reasonable offer, respond to prospects, conduct scheduled calls, follow up, and use the agreed sales process.
• The guarantee does not apply to delays or nonperformance caused by the client, incomplete information, abandoned follow-up, material offer changes, policy violations, platform restrictions, provider changes, force majeure events, or circumstances outside our reasonable control.
• Unless a signed agreement expressly states otherwise, the guarantee concerns delivery or replacement of qualifying prospects only and is not a refund, revenue, closing, funding, or profitability guarantee.

7. Applications, Review, and Right to Refuse Service

An application is a request for review and does not create an obligation to accept an applicant, provide services, make a referral, or obtain financing. We may decline or discontinue an application, restrict access, or refuse service when reasonably necessary for legal, compliance, risk, capacity, or business reasons.

8. User Responsibilities and Cooperation

You are responsible for the accuracy and legality of submitted information, obtaining required permissions, safeguarding account credentials, reviewing communications, meeting deadlines, and responding to providers. We are not responsible for delays or adverse outcomes caused by incomplete, inaccurate, untimely, or unauthorized submissions.

9. No Professional or Fiduciary Advice

Content, consultations, application assistance, preliminary qualification, and referrals are for general business and administrative purposes only. They are not legal, tax, accounting, investment, credit, financial-planning, or fiduciary advice. You should consult appropriately licensed professionals before entering any financing or making material business decisions.

10. Advertising, Earnings, and Results Disclosures

11. Meta and Other Advertising Platforms

12. Electronic Communications and Signatures

You consent to transact electronically and to receive agreements, notices, disclosures, records, and communications electronically. Clicking an acceptance box, typing a name, submitting an application, or otherwise manifesting assent may constitute your electronic signature and agreement.

13. Telephone, SMS, and Email Communications

By voluntarily providing a telephone number or email address, you authorize Next Level Ascensions and its service providers to contact you regarding your inquiry, application, services, account, and requested support. Marketing communications will be sent only as permitted by law and applicable consent.

For text messages, message frequency may vary and message and data rates may apply. Consent to marketing texts is not a condition of purchase. Reply STOP to opt out and HELP for assistance.

14. Fees, Payment, Refunds, and Chargebacks

Website use may be free, but paid services are governed by a separate service agreement, invoice, or order form. You agree to pay all authorized charges when due, including applicable taxes. Before initiating a payment dispute or chargeback, you agree to provide written notice and a reasonable opportunity to investigate and resolve it, except where law gives you a non-waivable right to proceed immediately.

15. Privacy and Data Sharing

Our Privacy Policy is incorporated into these Terms. To provide application and referral services, Next Level Ascensions may share information with independent funding networks, providers, verification vendors, technology providers, and other service providers as described in the Privacy Policy.

16. Acceptable Use

You may not:

• Use the Site or services for fraud, deception, unlawful activity, or unauthorized credit or identity activity
• Submit information or documents you do not have authority to provide
• Impersonate another person or misrepresent ownership, authority, identity, revenue, or business operations
• Interfere with security, probe vulnerabilities, introduce malware, or bypass controls
• Scrape, harvest, copy, or use automated means to access the Site except with written authorization
• Misstate the nature of our role or represent Next Level Ascensions as a lender, guarantor, or partner without written authorization

17. Intellectual Property

The Site and services, including text, graphics, logos, trademarks, designs, videos, software, code, databases, and compilations, are owned by or licensed to Next Level Ascensions and protected by applicable law. We grant you a limited, revocable, nonexclusive, nontransferable license to access the Site for its intended business purpose. All rights not expressly granted are reserved.

18. Third-Party Sites, Tools, and Services

The Site may link to or integrate with third-party services, including advertising platforms, form processors, CRM providers, communication vendors, payment processors, and funding networks. We do not control and are not responsible for third-party availability, security, content, terms, privacy practices, decisions, or performance.

19. Feedback and Submissions

If you voluntarily provide suggestions, ideas, comments, or feedback, you grant Next Level Ascensions a worldwide, perpetual, irrevocable, royalty-free, sublicensable right to use and incorporate that feedback without restriction or compensation. You represent that your submissions do not infringe third-party rights or contain unlawful material.

20. Compliance, Sanctions, and Lawful Use

You may not use the Site or services in violation of trade sanctions, export controls, anti-money-laundering laws, anti-fraud laws, or other applicable requirements. You are responsible for compliance applicable to your own business, advertising, sales practices, and financial transactions.

21. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE, CONTENT, APPLICATION PROCESS, REFERRALS, TECHNOLOGY, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." NEXT LEVEL ASCENSIONS DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, SECURITY, AVAILABILITY, AND RESULTS.

22. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEXT LEVEL ASCENSIONS AND ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, RELIANCE, OR PUNITIVE DAMAGES; LOST PROFITS, REVENUE, DATA, BUSINESS, GOODWILL, OR OPPORTUNITY; OR LOSSES ARISING FROM THIRD-PARTY FUNDING DECISIONS, PLATFORM ACTIONS, UNAUTHORIZED ACCESS, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT ACTUALLY PAID DIRECTLY TO NEXT LEVEL ASCENSIONS FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM DURING THE SIX (6) MONTHS BEFORE THE EVENT, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

23. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless Next Level Ascensions and its members, managers, officers, directors, employees, contractors, agents, affiliates, service providers, successors, and assigns from claims, damages, judgments, penalties, losses, liabilities, and reasonable attorneys' fees arising from or relating to your submitted information, unlawful or unauthorized conduct, breach of these Terms or a service agreement, infringement of third-party rights, or misuse of the Site or services.

24. Suspension and Termination

We may suspend, restrict, or terminate access for a material breach, nonpayment, fraud concern, security risk, legal or regulatory concern, abuse, or conduct that may harm Next Level Ascensions or others. Termination does not extinguish accrued payment obligations or provisions intended to survive.

25. Force Majeure

Next Level Ascensions is not liable for delay or failure caused by events beyond our reasonable control, including natural disasters, epidemic, war, terrorism, civil unrest, government action, legal or regulatory change, utility or internet failure, cyberattack, platform outage, provider suspension, banking disruption, or failure of a third-party service.

26. Informal Dispute Resolution

Before filing a lawsuit or arbitration, the complaining party must send written notice describing the dispute, relevant facts, requested relief, and supporting documents. The parties will attempt in good faith to resolve the dispute for at least thirty (30) days after receipt. This process does not prevent either party from seeking urgent injunctive relief.

27. Binding Arbitration Agreement

Except for matters eligible for small claims court and requests for temporary or injunctive relief involving intellectual property, security, fraud, or unauthorized system access, any dispute arising out of or relating to these Terms, the Site, an application, communications, or services will be resolved by individual binding arbitration administered by the American Arbitration Association. The Federal Arbitration Act governs this arbitration provision.

28. Class Action and Jury Trial Waivers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY AGREES TO BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, OR REPRESENTATIVE IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY ALSO WAIVES TRIAL BY JURY FOR ANY DISPUTE THAT PROCEEDS IN COURT.

29. Time Limit for Claims

To the maximum extent permitted by law, any claim arising from or relating to the Site or services must be filed within one (1) year after the claimant knew or reasonably should have known of the facts giving rise to the claim.

30. Governing Law and Venue

These Terms are governed by the laws of the United States and the state in which Next Level Ascensions maintains its principal place of business, without regard to conflict-of-law rules, together with applicable federal law. For disputes not subject to arbitration, the parties consent to exclusive jurisdiction and venue in the applicable state or federal courts.

31. No Agency, Partnership, or Third-Party Beneficiaries

Nothing in these Terms creates an employment, franchise, partnership, joint venture, agency, fiduciary, or exclusive relationship. Neither party may bind the other without written authority.

32. Assignment, Waiver, and Severability

You may not assign or transfer these Terms without our written consent. Next Level Ascensions may assign them in connection with a merger, reorganization, financing, or sale of assets. Failure to enforce a provision is not a waiver. If a provision is invalid or unenforceable, it will be modified to the minimum extent necessary or severed, and the remainder will continue in effect.

33. Changes, Entire Agreement, and Survival

We may update these Terms by posting a revised version and changing the Last Updated date. Continued use after the effective date constitutes acceptance of the revised Terms. These Terms, the Privacy Policy, and any applicable signed agreement constitute the entire agreement regarding their subject matter. Provisions concerning payment, intellectual property, disclaimers, liability, indemnification, disputes, and any terms that by their nature should survive will survive termination.