Privacy Policy

1. Scope

This Privacy Policy applies to our website, online applications, contact forms, email and SMS communications, customer support, marketing activities, advertising campaigns, social-media interactions, and services offered by Next Level Ascensions.

This Privacy Policy does not apply to third-party websites, platforms, or services that maintain their own privacy policies.

2. Information We Collect

Information you provide:

• Full name, email address, telephone number, and other contact information
• Company name, business address, industry, revenue information, years in business, offer type, and funding needs
• Application responses and information submitted through contact or application forms
• Communications with our personnel and customer-support records
• Documents or other information you voluntarily upload or provide
• Government-issued identification or verification information, when reasonably necessary for a requested service or third-party provider

Information collected automatically:

• IP address and approximate geographic location
• Browser type, operating system, device identifiers, and screen characteristics
• Pages visited, links or buttons clicked, session duration, dates, times, and referring URLs
• Cookie identifiers, advertising identifiers, diagnostic information, and interactions with our advertisements or content

3. Sensitive Personal Information

We do not intentionally collect sensitive personal information unless it is reasonably necessary to provide a requested service, verify identity, prevent fraud, comply with law, or facilitate evaluation by a third-party provider. Sensitive personal information will be used only for disclosed and legally permitted purposes.

4. Cookies and Similar Technologies

We may use cookies, pixels, tags, web beacons, local storage, session identifiers, analytics technologies, and advertising technologies to operate the Site, remember preferences, analyze traffic, prevent fraud, improve user experience, measure advertising performance, and deliver or measure relevant advertising.

You may control cookies through your browser settings and, where available, through a cookie-consent tool on the Site. Disabling certain cookies may cause portions of the Site to function improperly.

5. Meta Pixel and Advertising Technologies

Meta-related data may be used for:

• Conversion tracking and advertising measurement
• Remarketing and campaign optimization
• Audience creation and lookalike audience creation
• Fraud prevention

Meta processes information under its own privacy terms and policies. Under some state privacy laws, disclosure of personal information to advertising platforms for cross-context behavioral advertising may be considered a "sale," "sharing," or "targeted advertising," even when no money is exchanged. Applicable opt-out rights are described in Section 12.

You may opt out of Meta advertising at any time via Facebook Ad Preferences. For more information: Meta Privacy Policy.

6. Analytics Providers

We may use Google Analytics or other analytics providers to understand Site usage and performance. These providers may collect device information, browser information, IP address, online activity, and usage statistics under their own privacy policies and terms.

7. How We Use Information

• Respond to inquiries and process applications
• Provide, administer, personalize, and improve our services
• Evaluate eligibility or facilitate introductions to third-party funding or service providers
• Verify identity, detect fraud, prevent abuse, and maintain security
• Send transactional, service-related, and customer-support communications
• Send marketing communications where permitted by law and consistent with consent choices
• Measure, analyze, and optimize advertising campaigns and Site performance
• Comply with legal obligations, enforce agreements, and protect legal rights
• Create aggregated or de-identified information for analytics and business purposes

8. Legal Bases for Processing

Where a legal basis is required, we process personal information based on consent, performance of a contract or requested service, compliance with legal obligations, protection of vital or legal interests, and legitimate business interests that are not overridden by applicable privacy rights.

9. SMS Communications

10. Email Communications

You may unsubscribe from marketing emails by using the unsubscribe link in the message or by contacting us. We may continue to send non-marketing communications concerning applications, transactions, security, or services you requested.

11. How We Disclose Information

We do not sell personal information for money. We may disclose personal information to:

• Service providers — Hosting, forms, CRM, communications, analytics, advertising, security, and business operations
• Business partners and funding providers — Affiliates, lending partners, financial institutions, or other third parties when necessary to evaluate or fulfill a request
• Professional advisers — Attorneys, accountants, auditors, and insurers
• Legal authorities — Courts, government agencies, or law enforcement when required by law or to protect rights, safety, or property
• Business transfers — A purchaser or successor involved in a merger, acquisition, financing, or sale of assets

12. Sale, Sharing, Targeted Advertising, and Profiling

Depending on applicable law, you may have the right to opt out of the sale of personal information, sharing for cross-context behavioral advertising, targeted advertising, or profiling that produces legal or similarly significant effects. We will process eligible requests as required by law.

13. Your Privacy Rights

Depending on your state of residence and subject to applicable exceptions, you may have rights to:

• Confirm whether we process your personal information and access that information
• Correct inaccuracies
• Delete personal information
• Obtain a portable copy of certain information
• Opt out of sale, sharing, targeted advertising, or qualifying profiling
• Limit certain uses or disclosures of sensitive personal information where applicable
• Appeal a decision concerning a privacy request
• Receive equal service and pricing without unlawful discrimination for exercising privacy rights

To exercise a right, email us using the contact information below. We will respond within the timeframe required by applicable law.

14. California Privacy Notice

California residents may have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), including rights to know, access, correct, delete, opt out of sale or sharing, limit certain uses of sensitive personal information, and receive non-discriminatory treatment.

15. Texas Privacy Rights

16. Universal Opt-Out Preference Signals

Where required by applicable law, we recognize eligible browser-based opt-out preference signals, including Global Privacy Control (GPC), as requests to opt out of sale, sharing, or targeted advertising for the browser or device from which the signal is sent.

17. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Policy, provide requested services, maintain business and tax records, comply with legal obligations, prevent fraud, enforce agreements, and resolve disputes. Application data is generally retained for up to 24 months unless a longer period is required by law.

18. Data Security

We maintain commercially reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, alteration, disclosure, loss, or destruction. No method of transmission or storage is completely secure.

19. Children's Privacy

The Site and services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 13. If we learn that we collected personal information from a child in violation of applicable law, we will take reasonable steps to delete it.

20. Third-Party Links and Services

The Site may contain links to third-party websites, applications, or services. We do not control and are not responsible for their privacy, security, content, or practices. Review their privacy notices before providing personal information.

21. International Users

Our services are directed primarily to users in the United States. If you access the Site from another jurisdiction, your information may be transferred to and processed in the United States, where privacy laws may differ from those in your jurisdiction.

22. Do Not Track

Because there is no universally accepted standard for browser "Do Not Track" signals, the Site may not respond to all such signals. We will honor legally recognized universal opt-out mechanisms as described in this Policy.

23. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will revise the "Last Updated" date. Continued use of the Site after the effective date of an updated Policy constitutes acknowledgment of the revised Policy.